Interest rate (per day)
1.40% - 1.90%
1 - 6 weeks
Up to 1 working days
Min. monthly income
Payday Loans – Quick and Fast
Easy application process with Payday Loans NZ
It would be ideal if you Note: Our advances are intended for transient utilize just and ought not be utilized as a long haul subsidizing choice. Items with lower financing costs or for an increasingly proper term might be accessible from different moneylenders. We urge you to spare enthusiasm on our advances by making early reimbursement (full or halfway) whenever for no extra expense.
Important information we need you to know
AIR (ANNUAL INTEREST RATE) Our AIRs range from 511% to 693.5% per annum or approximately 1.40% to 1.90% per day. IMPLICATIONS OF NON PAYMENT: To avoid additional costs please repay your loan according to agreed terms, however where a non-payment (or other default) occurs the following applies; Fees – A fee of $25 applies to each missed or failed payment. A fee of $7 applies for each reminder letter. Default Interest: Default interest applies to any overdue amount at 104% per annum. Collection Practices: We undertake to manage collection of our loans in accordance with legal requirements and industry standards and will promptly contact you should you miss a payment date. Credit Score Implications: A repaid loan in accordance with agreed terms should positively influence your credit score. However when a missed payment, failed payment or unpaid loan occurs this is likely to negatively impact your credit score. Renewal Policy: Renewals are available on loans (other than your first loan) where your past payment history is satisfactory to us and are subject to our discretion and lending criteria.
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